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Gold Loan

  • The bank takes your gold as collateral for the period of the loan.
  • Bank charges an interest on loan, and once you repay the entire loan,  the bank returns your jewellery.
  •  You need to know about how Gold Loan works is the type of gold accepted. Most banks accept only gold jewellery. 
  • Its process is very easy and in a way it is a profitable deal.
  • The value of the gold loan depends on the weight and purity of the gold pledged.
  • Valuation will be the latest market rate of gold
  • 75% loan will be sanction against valuation Amount
  • Limit up to Rs 4 Lac with 1 year period for Non-Operative for 1 person .
  • Limit up to Rs 15 Lac with 1 year period for Operative. 
  • We offers two types of gold loans:

1) Operative Gold Loan:For  operative gold loan interest rate is 9.50% p.a.

2) Non-Operative Gold Loan:For Non-operative gold loan  our interest rate is  10% p.a.

Documents Required:

  • Operated Saving Account with us.

         or  

  • PAN  Card
  • Adhaar Card
  • Photos 
  • For Operative Gold Loan Current Account and Shop Act license or Business proof document.
  • Entrance fees for gold loan is rs 10/-only. 
  • No any Extra Cost or Fees.

      For knowing your best gold loan type visit us.