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RTGS / NEFT

RTGS / NEFT

RTGS is the fastest possible interbank money transfer facility available through secure banking channels in India. NEFT- National Electronic Fund Transfer - This system of fund transfer operates on a Deferred Net Settlement basis.

While NEFT has no minimum or maximum limit on the amount to be transferred, RTGS transactions can be done only when the amount to be transferred is equal to or above Rs.2 lakh Similarly,  NEFT transactions take around 2 hours to be processed, while RTGS transactions are processed immediately.